Yes Sir, it certainly helped finding those settings. I knew I'd seen them before somewhere way back in murky history but figured I'd let you do the work and put me in the right direction 😛
After reading several articles dealing with the subject I'd rather stay on the safe side i.e. keep the default setting which is "Optimize for quick removal" instead of changing to "Optimize for performance". Apparently you can also lose your data as a result of a blue screen or an incorrectly shut down computer which does happen on the odd occasion. I wasn't concerned about the drive becoming accidentally unplugged or losing power as you originally suggested.
BTW, in the absence of an external HDD for you to play around with, you can use any USB Flash drive, plug it in and then go into those Device Manager Settings - same principle.
Right, time for quotes:
... though To be fair, I did only say "I'm pretty sure"
Now THAT didn't bother me at all, there's always room for error... what I did find alarming was what you REALLY said: "...but I believe that USB 2.0..."
--an indication perhaps that you might aspire to a career in politics? Politicians use that I believe whenever they haven't got a clue what they're talking about
So... I definitely just put my foot in my mouth.
...so here's a time-tested remedy to get that foot taste out of your mouth 😀